Tuesday, August 31, 2010

My favorite ab workout

Here's my favorite ab workout.  Try this one and you will really feel it work!

Sit with your feet on the floor, knees bent.  Sit back at a 45 degree angle.  Then hold a 5 to 10 lb weight and start holding weight in front of you holding it with both hands and arms straight, then move the weight towards the ground on your left side, come back to center, move the weight to the right side.  Repeat for 15 times on each side.  Once you have finished your first set of 15 on both sides, I do 35 crunches, then repeat the previous workout.  I do each for 3 sets.

HP Printer Ink Deal

Walgreens and Office Depot are offering a great deal on HP printer ink.  When you purchase $40 in HP printer ink, you get $10 off, either instantly or in a gift card.

Get $110 in P&G coupons

I saw in the Sunday paper that P&G is offering $110 coupons sent to you once you purchase $50 in P&G products.  All you have to do is purchase $50 in products.  Circle your P&G purchases on your receipts.  Download the form and send it in to get your coupons mailed to you.  Click this link to download the rebate form

Free Ronzoni Pasta at Kroger this week

Kroger has Ronzoni Pasta on sale for $1 this week. 

Use $1/2 coupon for Ronzoni Pasta
Use $0.55 coupon for Ronzoni Pasta (Use zip code 90210)
OOP: Free to $0.50

Sunday, August 29, 2010

Get Pringles at Meijer for $0.48 each

Meijer has Pringles on sale for $0.98 each
$1/2 Pringles coupon in P&G insert
OOP (Out of Pocket): $0.48 each!

Meijer mPerks Rewards + Great coupons

Don't forget to sign up for Meijer mPerks to load up on extra coupons.  Make sure to add the $2 off purchase of $5 or more.  Click this link to sign up!

Walgreens Deals this Week

Charmin Basic Bathroom Tissue 6 double rolls $3.00
In store Coupon for $2.99
$0.25 off coupon in P&G insert
OOP (Out of Pocket): $2.50


Old Spice Deodorant or Body Wash Buy 1 Get 1 50% off
Buy One Get One Free coupon in P&G insert



Breathe Right Strips 10 pack $4.00
$4 Register Rewards for next purchase


Carmex Moisture Plus Lip Balm $2.00
$2 Register Rewards for next purchase


Pantene Hair Care 3/$10
$2 off 2 coupon from free samples sent
Get each for $2.60

Best CVS Deals I found!

Phillips In Ear Headphones (compatible with iPod) $6.99
$6.99 Extra Care Bucks
OOP (Out of Pocket): FREE

Dawn 9.5 to 10.3 oz Dish Washing Liquid $0.97
$1 off Coupon for Dawn Hand Renewal in P&G insert
OOP: Free

Axe Men's Body Wash $5.00
Buy One Get One Free in Red Plum insert
OOP: 2/$5


Gillette Men's 12oz. Body Wash $3.99
$2.00 off coupon in P&G insert
$2 ECB (Extra Care Bucks) from purchase last week
OOP: Free

Friday, August 27, 2010

CVS Sneak Preview Ad

Want to see what great deals CVS is going to have next week?  Click this link for the preview of their ad that will be in the Sunday Newspaper

Sunday Coupon Preview!

Want to know what coupons are going to be in the Sunday newspaper?  Click this link to find out!  Start planning your shopping trips ahead of time.  You can also click this link to get a preview of Walgreens ad for next week!

Thursday, August 26, 2010

JC Penney Rewards Program

Do you like JC Penney?  If so, you definitely need to sign up for the JC Penney Rewards Program and receive up to $10 off per month.  They will email you coupons and savings!  Click this link

Silk Milk Coupons

Sign up for emails from Silk Milk for great coupons to be emailed to you monthly.  Click this link

Why making your own smoothies at home is healthier

This is a great article that was written by Kim Conte.  She explains some of the 5 worst smoothies for your diet.  It's much better to make your own smoothies at home.  I have recipes on my Facebook page and this blog.  If you want more low cal recipes I can get them for you!  Make sure to click this link to read the article.  You will be shocked!

Free Popcorn at Regal Cinemas this weekend

Are you looking to splurge this weekend?  When you go to the movies you can get a FREE small popcorn at Regal Cinemas just for "liking" them on Facebook. You can print out the coupon and use it.  Click this link

Whole Grain vs. Whole Wheat

A lot of people seem to think that whole wheat bread is healthier than white bread.  Those people are in fact wrong!  Whole wheat uses some wheat in their product but they still use white flour.  White flour has absolutely no use in your body other than to raise your blood sugar.  When you are looking for an option better than white bread, look at the whole grains.  Whole grains are much better for you.  They don't use white flour.  The whole grains are also better for your heart and are higher in fiber.  When something is higher in fiber it will keep your fuller longer and you won't get that drop in blood sugar once the food is digested like you do when you eat white bread.  Start checking things in your pantry other than your breads.  Look at pastas, cereal, etc.  Those things also come in whole grains.  Make the right choice for your health and choose whole grains not whole wheat.

Meijer: Free Clorox!

Meijer currently has a deal on Clorox wipes.  If you buy 3 packages on Clorox wipes you get $3 off instantly.  If you buy 3 Clorox wipes travel size for 99 cents each, you get all 3 FREE!  Plus they also have 70 page notebooks both college and wide ruled on sale for 10 cents each...What great back to school shopping deals!  Thank you Meijer!

Wednesday, August 25, 2010

Pampers Gift to Grow Points

Do you hate spending money on diapers and wipes for your baby and not being able to get anything back?  Pampers Gifts to Grow Points gives you points for your purchases and lets you redeem them for some great items and you can also get coupons from them.  Click this link to register

Cheap oil change with food pantry donation

Want to donate to your local food pantry and save money on an oil change? Car X offers this, just bring in the coupon with any food donation, it goes to the local food pantry, and they are offering an oil change for $15.99!  Click this link to print out your coupon

Classes

If I were to hold a class about bulk cooking and freezing would you be interested?  I could also hold a class about healthy foods, making homemade smoothies, and losing weight the right way.  Charge would be $5 per person.  Let me know if you are interested

Free Sample of Aveeno Nourish Hair Care

You can choose from a few different types of shampoo and conditioner from Aveeno Nourish.  Just click this link, fill out your info, and you will receive your samples in the mail in a few weeks!

Meijer mPerks Rewards + Amazing coupon

Sign up for the Meijer mPerks rewards today.  They are allowing you to load as many coupons as you would like.  You have to register your mobile phone number because this is how you will get your coupons redeemed at the store.  You will not get a card like all of the rest of the stores.  When you register, you can choose to load the $5 off of $5 or more purchase at Meijer!!   Click this link to sign up!

Tuesday, August 24, 2010

Freezing food for later use

I have recently started freezing healthy food like fruits and veggies so that I can use them later.  Especially when I can get a good deal on them.  Recently I bought 4 dozen ears of corn from a friend.  I was instructed on how to keep it for the winter by this friend, which was great advice.  You will take the outside of the corn off, then boil it on your stove top for approximately 10 to 15 minutes or until the corn has changed to a darker color than the uncooked corn and becomes softer than the uncooked corn.  You will then cut the corn off of the cob and place it into freezer bags.  I make sure I have enough servings in 1 bag so that all I have to do is grab 1 bag out of the freezer for 1 meal.  Then once the corn is in the bag, I let it cool for 2 to 4 hours depending on how much corn you put into the bag.  Then you will be able to put it in the freezer for later use.  When you go to use the frozen corn, place a small amount of water in a pan, put the frozen corn in the pan and boil until corn is hot, then it's ready to eat!

Fruit---This is my favorite topic!  I bought lots of strawberries and bananas at the store this week because I got a great deal on them.  I know that I will, in no way, use this much in a week before they go bad.  So, I placed 1 banana in a freezer bag, and about 8 strawberries in another freezer bag.  Then when I go to make smoothies all I will have to do is throw 1 bag with banana and 1 bag with strawberries into my blender to make my smoothie.  This works with most fruits.  You may want to cut up your peaches, mangoes, etc first, they are much harder to cut up when they are frozen.  See my smoothie recipe to make a great smoothie with your now frozen fruit.

Clorox High Value Coupon

If you love using Clorox to clean up with, then you will definitely want to get this *High Value* coupon for $1.50 off Clorox.  Click this link

Free Sample of Hot Tamales

Get a Free Sample of Hot Tamales candy.  It takes about 4 to 6 weeks to get them in the mail.  Click this link

"Like" Walgreens on Facebook on August 25 to get a FREE 4x6 photo book

All people who like Walgreens on Facebook on August 25, 2010, will be eligible to get a FREE 4x6 purse size photo book.  Shipping may apply to this offer.  Click this link.  This is great for a gift or for yourself!

Monday, August 23, 2010

Fitness Magazine has a great article to SUPERCHARGE your metabolism

Fitness Magazine has written a wonderful article on how to supercharge your metabolism and lose weight the right way.  Click this link

Healthy vs unhealthy food choices at the grocery store

Ever wonder what is really good and what is really bad for you at the grocery store?  This link will help you make the best choices

Bic Easy Glide Pen Giveaway

Bic is giving away FREE Easy Glide Pens today starting at 12:00pm, only the first 1,000 people to register will get one.  Click this link!

Kotex U Sample Pack

Get your free sample of Kotex U tampons.  Click this link

Sunday, August 22, 2010

Free Dog Food Sample

Get a free sample of Nature Selects Dog food.  My dogs are starting to love all of the free samples that keep coming for them!  Click this link to get yours

Colgate Coupons

Sign up with Colgate Smile Talk to get $8.00 in Colgate coupons.  Click this link

Walgreens Deals This Week

Walgreens Deals 8/22 thru 8/29

Nivea Women's Body Wash Buy 1 at 5.99 Get 1 Free

Use $3.00 off coupon Nivea Body Lotion
Use $1.00 off Any Nivea Body Wash
Use Buy 2 Get 1 Free Coupon
Pay a total of $0.69 each for 4


Pampers Swaddlers, Cruisers, Easy Ups, or Baby Dry Diapers $8.99
Pampers Wipes 60 to 72 count pack 2/$5

Use Buy One Get One Free Pampers Coupon

Buy 2 or more participating Pampers Jumbo Pack Diaper products and receive $3 register rewards at checkout OYNO (on your next order)


Bic 2 to 12 pack disposable razors Buy 1 Get 1 50% off

Use Buy One Get One Free Coupon posted on my Facebook page last week


Dawn Dish Liquid 10.3 oz

Use $0.99 coupon in ad
Use $0.25 off coupon in Home Made Simple Coupon Book
Pay $0.74

For the rest of the ad check out www.walgreens.com

Happy Shopping and Saving!  Make sure to post your savings!

Free Bic Highlighters 5 pack at Staples

Staples has their Bic Highlighters on sale for $1 each.  If you buy 2 packages, you can use 2 of the $1/2 coupon and get both of them FREE.  Click this link and make sure to print the coupon twice.

Kohl's Shopping Pass

Kohl's is offering 15% off any purchase (sale, regular, or clearance)  Click this link to get your coupon.  This coupon expires August 28, 2010

Friday, August 20, 2010

Law Enforcement Gifts

Do you have a loved one in Law Enforcement? Looking for some great gifts and occasional great deals? Check out the Roberts Company Law Enforcement Catalog.

Click this link

Free Living on a Budget Cookbook

Great Free Cookbook for living on a budget --Thanks Free Sample Deals!

Click this link

New Target Printable Coupons

Check out the great Target Printable Coupon like $1.50 off Pediasure and $3.00 off Neutrogena Beauty Items, and more.

 Click this link

Dan-o-nino Printable Coupon

$1 Printable Coupon for Dan-o-nino Yogurt.  Click this link

Free Pet Exam at Banfield Pet Hospital

Free physical exam for your pet for Petsmart Pet Perks Members at the Banfield Pet Hospital.

Click this link for the printable coupon

Free Recipe Book

Jiffy Mix is offering a FREE recipe book that they will mail to you. I got mine about a month ago, it's got some good recipes in it. Especially with the Holiday Cooking season coming up quickly.

Click this link

Free 7 Day Pass to Fitworks Gym

Looking for a great gym with people that don't hassle you? Try a free 7 day membership with Fitworks! I love this gym!

Click this link

ASPCA Free Pet Safety Kit

Do you have pets living in your home? Make sure that the fire and police personnel know they are inside. ASPCA is offering a free Pet Safety Kit, includes a window cling and magnet FREE!

Click this link

Thursday, August 19, 2010

Free 48 Page Pregnancy Planner

Are you thinking about getting pregnant?  You might be interested in the free 48 Page Pregnancy Planner.  Click this link

Check me out on Facebook

I am now on Facebook!  Search for Healthy and Frugal Wife

Meijer Super Saturday Sale

Meijer is having another Super Saturday Sale!!  Make sure to get your coupons ready and hit the sale early to get what you want, some items go very quickly.  Click this link to view the ad

TGI Friday's Coupon

Planning a fun night out with the family or just a nice date night with your significant other?  Here is a coupon from TGI Friday's for $3 off a purchase of $10 or more.  Click this link

P&G Free samples

Sign up with P&G Everyday Living to get free samples and great coupons!  Click this link

Pledge Giveaway

For the first 7,000 people to register, Right at Home is giving away the Pledge Easy Summer Gift Pack Offer.  Click here to enter to win

Bic Soleil Coupon (High Value)

Bic Soleil Coupon for $2/1, couple this with the sale at Target for Bic Soleil razors on sale for $3.99, after coupon you pay $1.99 for razors!  Click this link for the coupon

Free Sample of Nexxus Therappe Shampoo, Humectress Conditioner and Deep Conditioner

Walmart is now offering another great free sample!  The free sample is Nexxus Therappe Shampoo, Humectress Conditioner and Deep Conditioner.  Click this link to get your free sample

Free Red Dress Pin

Go Red for Women is offering a free Red Dress Pin when you fill out your info.  Wear your pin with pride for the awareness of heart disease in women!  Click this link

Free Sample of Cheetos Mighty Zingers

Cheetos has a new product they want you to try.  Click this link and fill out your info to get your free sample!

Free Pure Start Energy Sample

Pure Start is offering a free energy sample specifically designed for women.  Click this link and fill out the info to receive your free sample!

Walgreens Free 5 x 7 photo card!

Walgreens is offering a FREE 5 x 7 photo card.  Pick it up at your local store for free shipping too!  Click this link to get your free photo card!

LA Tan Cheap Tanning

If you like to visit the tanning bed, LA Tan is offering $5 tanning on levels 1, 2, and 3 on Tuesdays.  They are also offering $3 tanning on Wednesdays.

Tuesday, August 17, 2010

Free Purex 3 in 1 laundry sheets at Walgreens

Get a free 2 pack of Purex 3 in 1 Laundry Sheets at Walgreens.  Click this link to get the coupon.  Walgreens has the 2 pack of Purex 3 in 1 Laundry Sheets on display for 99 cents, the coupon is for $1 off any size!

Sunday, August 15, 2010

How I saved money today and you can too!

I went to CVS and purchase 1 package (20 count) Purex 3 in 1 laundry sheets
Reg. price: $8.99
On sale for $5.99
Coupon in paper today for $3.00 off
$2.00 in Extra Care Bucks
Total Out of Pocket: 99 cents

CVS: Sobe Lifewater Buy One Get One Free
Sobe Heads or Tails Buy One Get One Free Coupons
Only pay tax: Bought 24 Sobe Lifewater paid $1.25

Target: Dish Chair
Reg. Price $29.99
On sale for $19.99
Online Target Coupon $5.00 off
Paid $14.99

Target: Jersey Bed Sheets any size on sale for $14.00

Paid less than $35 for all purchases today!  Saved at least $58!

Make money by reading emails

This is the only one so far that I know of that actually pays for the emails you read.  Click this link to sign up

Free 8x10 photo collage plus Free shipping from Snapfish Monday and Tuesday ONLY

Snapfish is offering a free 8x10 photo collage on Monday and Tuesday only! They are also making shipping and handling free for this offer.  Makes a great Christmas gift!  Click this link and use the code GRANDSHIP

ALERT: FREE Sobe Lifewater at CVS again this week

CVS is having a Buy One Get One Free deal this week again on their Sobe Lifewater.  Make sure to play the Sobe Heads or Tails Game to get your Buy One Get One Free coupons so you can get FREE Sobe Lifewater!  Click this link to play the game and print your coupons.  You can print each winning coupon twice!

Walgreens Free 8 x10 photo

Walgreens has started their 7 days of photo deals starting 8/15 thru 8/21.  Today only you can order a FREE 8x10 photo for free.  If you pick it up in store you will not pay anything for it.  If you want it shipped to you, it costs 99 cents.  Click this link for your free photo

Saturday, August 14, 2010

Free Sample of Dorian Yates Nutritional Supplements

For all of my fitness guru athlete friends out there, Dorian Yates is offering a free sample of 1 of 3 of their nutritional supplements.  Click this link to get yours

Starbucks Free Business Cards and Coupon

You can sign up to get Free Business Cards with a funny title and also print off a coupon for Buy One Get One Free on Starbucks Double Shot.  I cannot wait to get my business cards!!!  Click this link

Nature Made Play and Win

You can play the casino game and win free products.  Also you will get a chance to win a Free sample of the chewable adult Vitamin D which tastes great!  Click this link to play

Friday, August 13, 2010

Cold Stone Creamery Coupon

Click this link for 2 Like It size Ice Cream at Cold Stone Creamery for $5.  What a great deal!  Ice cream sounds really good especially when it's 95 degrees outside!

Fazoli's Kids Eat for 99 Cents!

Now thru August 22, 2010, kids eat for 99 cents with the purchase of any adult meal...Great deal and good food!

Wednesday, August 11, 2010

Sign up for Right @ Home Coupons

Sign up for Right @ Home to receive great offers, coupons, and suggestions.  Click this link

Free Diet Dots Pedometer or Water Bottle

Would you like a Free Pedometer or Water Bottle?  Click "Like" on the Diet Dots Facebook page and follow the directions to get your Pedometer or Water Bottle.  Click this link for the Diet Dots Facebook Page

Healthy Smoothie Recipe....YUM!

I recently came up with my own recipe for a very healthy smoothie, you can change out fruits for others, it's fun and healthy!

Orange Mango Smoothie
1 orange
1 mango
Several strawberries
1 banana
Protein powder of your choice
Small amount of vanilla almond milk
Small amount of ice
Place in the blender and blend until smooth....Pour into glass, add a straw and enjoy!

Please share your recipes as well if you try other fruits and combos.

Find out about Walgreens Sales before everyone else!

Sign up at this website to have the weekly ads e-mailed to you before anyone else gets them in their Sunday newspaper!
Click this link

Free Post-It Label Pads and Durable Tabs

Click this link to sign up for the FREE Post-It Label Pads and Durable Tabs, this is different than the free post-it notes that I posted earlier this week.

Tuesday, August 10, 2010

Back from Vacation

I am back from our vacation.  Had an amazing time with the family.  I'm not ready to go back to work, but I'm so ready to get back to the gym and back to eating healthy again!  As soon as we got home, I got the laundry into the washing machine and unpacked everything.  That really helped save me time and stress from having all of that stuff needing to be done.  Now, when I get off of work tomorrow, I will be at the gym, then home to vacuum the house, and make dinner.  Hope you all can meet me at the Up and Running Store on State Route 48 in Centerville by Dorothy Lane Market Thursday morning at 6:30am to have an amazing workout and healthy snacks afterwards!  Hope you all have a great week!

Free Sample Adult Gummies Vitamins

Click this link for a free sample of Nature's Bounty Adult Gummies Vitamins.  Takes about 8 weeks to get them

Payless Buy One Get One Half Off

Payless Shoe Source has their Buy One Pair of Shoes at regular price and Get One Pair Half Off.  Hit this deal up to get your children ready for the new school year, and maybe pick up a good deal on shoes for yourself!  Click this link

Free Tote Bag offer from Goodbelly. Refer 5 friends

Here's a Free Tote Bag Offer from Goodbelly.  All you have to do is refer 5 friends.  Click this link

New Target Printable Coupons

Target has new printable coupons available!  The last time they had these I used them to buy a workout tanktop and only paid 99 cents with the clearance rack and coupon!!  They have coupons for Merona men's, women's and kid's clothing, plus items like diapers, purses, home products, etc.  Click this link

Free Bic Pen

Free Bic Easy Glide Pen for the first 1,000 people each day until September 9, 2010.  If you don't make it one day, keep trying each day.  At minimum you can get a coupon for $1 off the Bic Pens, which is great if you find a sale for them plus use your coupon!  Click this link

Walgreens deals this week

Some deals I found this week at Walgreens in the ad, these deals become even sweeter when you couple them with coupons!


Old Spice and Secret Deoderant on sale for $2.29 each
          ~Use coupon in last week's coupons for Buy 2 get 1 Free

Maxwell House 11.5 oz on sale for 2 for $5 (Normally $4.99 each)

Walgreens Hanes BOGO sale

Walgreens has Hanes socks, underwear or athletic shirts on sale for Buy One Get one Free!  Click this link or check out your local Walgreens weekly ad!

Sunday, August 8, 2010

Free Mailing Labels

If you are in need of some mailing labels, you can get them FREE!  Just click this link.  I just ordered mine, says it will take 4 to 6 weeks to get them

Friday, August 6, 2010

Free Watercolor Paints

Get a free sample of Royal Talens Water mixable oil colors, click this link.

Purex 3 in 1 Freebie!

Purex is offering a free sample of their Purex 3 in 1 sheets.  I love these things!!!  The sheet is a laundry detergent, static cling reducer, and fabric softener all in one.  Click this link to get yours free!

Thursday, August 5, 2010

Great Sale at Old Navy

Old Navy is having their Famous Jeans Fab Fair with jeans on sale HALF OFF!  Kid's jeans for only $10 and adult jeans for $15!  This sale runs through August 19, 2010.  Time to stock up on those jeans before school starts!  Click this link for the jeans sale

If you order online you get Free Shipping with an order of $50 or more.  Click this link for the Barker's Bone to get your coupon.

Free Sample of Post-It Notes!

If you love Post-It Notes, you can get a free sample.  Click this link

Tuesday, August 3, 2010

Farmers Markets

If you want to eat healthy during the summer, it is much easier!  Go to your local farmer's market and pick up fresh fruits and veggies!  They taste so much better and it's fun to go and pick out what is fresh, plus you are helping out local farmers.  I go to the farmer's market every Saturday morning.  I either go to the Shiloh Church on Main at Philadelphia in Dayton, Ohio, or I go to the Farmer's Market on Indian Ripple at County Line Road in front of the Kmart in Beavercreek, Ohio.  You can search the internet to find a local farmer's market near you, it's well worth it!  Good prices and very fresh food!

Organize In Style

If you like good deals on cleaning products, Home Made Simple has a great site for you to sign up for a coupon book of coupons on items like Swiffer, Dawn, and Febreeze.  Click this link and sign up!  I love these coupons especially for great sales, I hate spending money on cleaning products!

New August Printable Coupons

The new August Printable Coupons are available now!  Just click this link.  Make sure to check the sales and ads in the Sunday paper to get the best deals when you use your coupons.  Also, don't forget that Dollar General accepts coupons as well.  Kroger doubles coupons up to $1!

First Watch Buy One Get One Free Coupon

For all of you that love First Watch, you can get a Buy One Get One Free Coupon emailed to you.  Also get signed up for the birthday club.  Just sign up for the Sun E-Club!  I love their food and atmosphere!

Busy schedule, no time to do anything? Think Again!

Believe it or not, I actually work full time, take care of all of the duties and errands at the house, and manage to workout at least 4 to 5 days per week.  I have lost 50 lbs in the last 4 years.  You wonder, how does she do it?

I get up early, between 7 and 8am, and start my day.  I go to the gym for about an hour, then when I come home, instead of just sitting on the couch, I make myself work.  I find things in the house that need cleaned especially the bathrooms and kitchen.  I start one room at a time so that I finish one project before starting another.  I usually pick one to two rooms per day that I want to clean so that it only takes about an hour.  Then, I still have time to get ready for work.    In between cleaning and working out, I manage to get online and look for coupons and sales.  I have really learned how to save some serious money with couponing.  I will post more about that later.  Hope you all have a very productive day!

Great Purell Coupon

NEW!  Purell $1/1 go to this link.

Monday, August 2, 2010

Walgreens Facebook Discount

Walgreens on Facebook is offering a 15% off printable coupon thru Wednesday for in store purchases.  You could also receive 20% off Walgreens brand products.  Also, make sure to check the current sale ad before you go into the store to shop to make sure you get the best deals possible!

CVS Buy One Get One Free Sobe

CVS is having a Buy One Get One Free deal on their Sobe Lifewater, if you go to the link http://headsortails.sobe.com/and play the game, you can print off coupons for Buy One Get One Free and end up getting all of them for Free!!  You should call ahead and make sure your CVS is accepting these.  I have gotten 62 Sobe Lifewaters for $3, all I had to pay was tax!